You have to be willing to dig around, which I don't mind at all, to find hidden gems in big retail stores like those. Take my zipper top for instance...this is an outfit I wore to work (yesterday) and it's sleeveless so I would wear it out on the town and can cover up with a cardigan to make it more office friendly. If you have not checked these stores out in a while...you might just surprise yourself with what you find.
Charlotte Russe sleeveless top ( click here to purchase)
World Market necklace
Ann Taylor Loft cardigan